More than 9000 homes are without power after an intense storm cell lashed Geelong and the Bellarine.

And those at Winchelsea, Lorne, Beeac and surrounds are being told they’re in danger and should stay inside for the next several hours as rain smashes the Surf Coast and parts of the Otways.

It was enough for the Bureau of Meteorology to issue an official emergency warning at 4.30pm on Tuesday.

Press PLAY below to hear from a Lorne resident

Almost 25 millimetres of rain has been recorded at Geelong, sparking flash flooding across several suburbs.

Parts of the Mornington Peninsula and Greater Melbourne have also been hammered by storms.

Picture: Instagram / @JacquiFelgate