Victoria is the state most at risk of ‘mortgage stress’ when interest rates go up, new research has found.

Joust, an online home loan marketplace, conducted the research which revealed the 10 postcodes, nationwide, most at risk.

Six of them – Narre Warren South, Berwick, Roxburgh Park, Sydenham and Pakenham – are in Victoria.

It’s expected almost 322,000 houses in the top 10 postcodes would be placed under mortgage stress if the rate increased by one per cent.

Joust CEO Carl Hammerschmidt told Tom Elliott the research suggested first-home buyers in growth corridors were most at risk, if and when the interest rate rises.

Press PLAY below to hear more about the research

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